iPYGG Fintech Group LImited

There are about 200,000 university students in Hong Kong. However, 75.5% of them hold at least 1 credit card, but 29% of them spend over budget. IEC 2015 research demonstrates that 40% of the tertiary students face varying levels of financial stress. A key concern is not being able to make ends meet.
iPYGG can automatically save and grow users money by round up savings & micro investing. Round up savings is the way users can save extra while spending with the linked credit cards. Users can choose rounding up the amount from single digit (e.g. 7.8 to 8), double digit (e.g. 7.8 to 10) to triple digit (e.g. 7.8 to 100). the extra will be deducted from the Bank Savings Account. Investment is also no longer be difficult. Our portfolios are divided from Conservative to Aggressive 5 portfolios. It invests in U.S. & Hong Kong ETFs contains government bonds, corporate bonds, Emerging Market Stocks, Developed Market Stocks & Financial Products. The Minimum investment amount is HK$100 only.